> For the complete documentation index, see [llms.txt](https://docs.xtrakit.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xtrakit.com/overview/payments/payout/payout-methods.md).

# Payout Methods

To retrieve payout methods, use the endpoint below. Find possible options for the **provider** parameter explained below.

* ngbank - Nigerian banks
* ghbank - Ghanaian banks
* momo - Mobile money networks

### Get a list of payment channels (bank/momo)

## Endpoint

<mark style="color:$warning;">**`POST`**</mark> `https://api.xtrakit.com/api/v1/payout/channels`

## Headers

`Authorization: Bearer API_KEY`

## **Request Body**

<table><thead><tr><th width="289">Parameters</th><th width="100">Type</th><th>Description</th></tr></thead><tbody><tr><td><p>currency</p><p><code>string</code></p></td><td>Required</td><td>NGN | KSH | GHS</td></tr><tr><td><p>provider</p><p><code>string</code></p></td><td>Required</td><td>ngbank | momo | xtrapaywallet | ghbank</td></tr></tbody></table>

## Sample Response

{% tabs %}
{% tab title="Success" %}

```json
{
    "status": 200,
    "data": [
        {
            "id": "mJ1wOmVdeE",
            "name": "MTN MoMo",
            "network": "mtnghana",
            "bankCode": "MTN"
        },
        {
            "id": "JQYZqjwaXm",
            "name": "Airtel Money",
            "network": "airteltigoghana",
            "bankCode": "AIRTELTIGO"
        },
        {
            "id": "vq1VK4Z7LJ",
            "name": "Telcel Cash",
            "network": "vodafoneghana",
            "bankCode": "VODAFONE"
        },
        {
            "id": "M7eZl2E8On",
            "name": "MTN MoMo",
            "network": "mtnghana",
            "bankCode": "GH-MTN-B2C"
        },
        {
            "id": "v3OZo02wML",
            "name": "AT Money",
            "network": "airteltigoghana",
            "bankCode": "GH-AIRTEL-B2C"
        },
        {
            "id": "oRpZn14V4n",
            "name": "Telecel Cash",
            "network": "vodafoneghana",
            "bankCode": "GH-VODAFONE-B2C"
        },
        {
            "id": "4N6VmEMVY5",
            "name": "MTN Voucher",
            "network": "mtngh",
            "bankCode": null
        }
    ],
    "message": "Payout Channels"
}
```

{% endtab %}

{% tab title="Error" %}

```json
{
    "status": 401,
    "error": "Unauthorized: Missing Bearer Token"
},

{
    "status": 401,
    "error": "Unauthorized: Invalid API Key"
}
```

{% endtab %}
{% endtabs %}