> For the complete documentation index, see [llms.txt](https://docs.xtrakit.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xtrakit.com/overview/payments/payout.md).

# Payout

Steps to follow before using this payout API.

## Create XtraPay Account

To use this API, you need to create a business account on XtraPay or XtraKit (Central Account)**.** 

**Register Account:** [https://accounts.xtrakit.com](https://accounts.xtrakit.com/)

<figure><img src="https://2825261350-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVsPq4N6DniO1ALophteI%2Fuploads%2Fx549pTtUp4sA8rdpUFeO%2FScreenshot%202026-08-26%20at%208.20.59%E2%80%AFAM.png?alt=media&amp;token=f694820a-1de2-4ed9-a51d-676e8c663253" alt=""><figcaption></figcaption></figure>

## Generate API Key

Go to Settings > Developers > [API Keys](https://pay.xtrakit.com/settings/developers)

Configure your **callback URL (webhook)** to receive real-time notifications about your transactions' status. Your webhook endpoint **must support the HTTP POST method**, as XtraPay will send all transaction updates to this URL.

<figure><img src="https://2825261350-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVsPq4N6DniO1ALophteI%2Fuploads%2F8WOHHIMfViMj2oecI6Uk%2FScreenshot%202026-07-03%20at%208.59.15%E2%80%AFAM.png?alt=media&amp;token=2cef2f96-5658-4d28-b6bf-a7276efb9c27" alt=""><figcaption></figcaption></figure>

After completing the setup, include your generated **Live API Key** as a **Bearer token** in the `Authorization` header of every request you send to the XtraPay BPaaS API.